When you look at the trees surrounding your business or community, they might seem like the picture of health on the surface—strong, sturdy, and full of life. But what you can’t see may cost you far more than you expect. Ignoring regular tree maintenance not only puts your property and people at risk but can also lead to unexpected expenses that could have been easily avoided. For businesses and homeowners associations (HOAs), tree care often gets pushed to the bottom of the priority list. However, neglecting this essential task has hidden risks that can quickly grow into major financial and legal